范文意为教学中作为模范的文章，也常常用来指写作的模板。常常用于文秘写作的参考，也可以作为演讲材料编写前的参考。相信许多人会觉得范文很难写？下面是小编为大家收集的优秀范文，供大家参考借鉴，希望可以帮助到有需要的朋友。
英语作文：余额宝之我见 My View on YuE Bao 篇一
Alipay’s YuE Bao as an online payment platform in China, is rapidly gaining popularity among online retailers and shoppers. This service allows any unused balance. As far as I am concerned, YuE Bao is benefit to us.
在中国，支付宝中的余额宝作为一种网上交易平台，在网上的零售商和购物者中越来越受欢迎，这个服务项目可以支持任何未用余额。就我而言，余额宝对我们有益。
First, YuE Bao is designed to offer a flexible option for small investors, which is more convenient than traditional banks. On one hand, people can put some of their unused fund in a YuE Bao account and are free to withdraw anytime. On the other hand, they can either choose to transfer from their unusual funds from Alipay as well as transfer money from a bank account for free. Second, it is a best way to invest online for a short term. What’s more, you do not need spend much time to use it as long as you have a computer.
首先，对于中小投资者来说，余额宝了提供一个灵活的选择，这比传统银行更方便。一方面，人们可以把他们的一些未使用的资金存在余额宝帐户，可以自由随时撤回，不受限制。在另一方面，人们可以选择把支付宝中的钱转移到余额宝，也可以从银行账户上转钱到余额宝，而且是免费的。二是短期内网上投资最好的方式。更重要的是，你不需要花太多的时间，只要你有一台电脑就能使用它。
There is no doubt that I like the online payment platform, since there are too many benefits that outnumber its disadvantages, so we should make full use of it.
毫无疑问，我喜欢这种在线支付平台，因为它的优点多于缺点，所以我们应该充分利用它。
支付宝的利于弊英语作文 篇二
For millions of Internet users, PayPal is the de facto form of Internet currency accepted by many retailers and used as a trusted way for personal users to transfer money between accounts for online sales and auctions. Many online shoppers use PayPal to transfer funds. Although its a convenient way to allow your customers to pay for purchases through your businesss website, PayPal is not a good fit for every business.
Advantage: Trusted
Many shoppers are, possibly wisely, wary about providing their credit card or checking account information to businesses with which they are not familiar online. Because PayPal acts as an intermediary -- a customers account information never reaches a website owner -- shoppers may buy your wares using PayPal without worrying that their accounts will be compromised.
Disadvantage: Locked Accounts
Because of security issues and U.S. regulations enacted to limit the transfer of money to terrorists, PayPal sometimes freezes an account because of a suspicious circumstance. Accounts may be temporarily frozen because of suspected security breaches, or for a longer term as PayPal investigates potential improprieties. Accounts may be frozen for months on end, leaving merchants without the ability to extract the funds in their account.
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